Families often overlook the need to plan for death or disability.  The reasons vary from thinking that they do not have enough assets yet or that they will have time to get it done.  The truth is unexpected circumstances do not arrive on schedule.  But there are basic steps that you can take to avoid the worst case scenario.  An estate plan ensures that should anything happen to you, your family will continue to thrive and reach their full potential.  This presentation will take you through the issues that your family needs to consider and the strategies that may be used to address them.